The local NGO's are in many cases active as micro credit organisations or as banks, operating for the poor who can not effort the financial services from commercial banks or insurance companies.
As a micro credit organisation they are affiliated to associations of credit unions from which they receive support in operations and expertise. Such associations are the International Network of Alternative Financial Institutions (INAFI; www.inafiinternational.org) and the Association of Asian Confederation of Credit Unions (ACCU).
MIAN considers the local NGO being the principal for the micro insurance requests. MIAN cooperates right now with local NGO's in seven countries, among other with DHAN in India, NEFSCUN in Nepal and CCSF in Cambodia.





